Ignacio, CO
How exposed is Ignacio to wildfire?
Out of every US place USFS scores, Ignacio lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 512 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ignacio's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
512 buildings are counted in Ignacio, and 84.4% of them are Indirect exposure — ember-driven risk rather than the 15.6% in Direct exposure or the 0% rated Minimal.
Where Ignacio ranks
Ignacio ranks lower within Colorado (45th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ignacio ranks 7,909 for wildfire risk (1 is highest) and 17,143 by building count (1 is largest). Within Colorado alone, it ranks 262 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Ignacio and the insurance market
Ignacio's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ignacio
With ember exposure the dominant pattern in Ignacio (84.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 512 counted buildings into the percentiles shown above for Ignacio. For more on what indirect exposure implies beyond Ignacio, see the exposure-zones guide.