Idlewild, CA
How exposed is Idlewild to wildfire?
Out of every US place USFS scores, Idlewild lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 60 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Idlewild at the 99th percentile, close to its 99th-percentile risk score.
Idlewild's building exposure, zone by zone
100% of Idlewild's 60 buildings sit in USFS's Direct exposure zone, roughly 60 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Idlewild ranks
There's little gap between Idlewild's 99th national percentile and its 91st percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Idlewild ranks 245 for wildfire risk (1 is highest) and 30,644 by building count (1 is largest). Within California alone, it ranks 136 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Idlewild's 99th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Idlewild's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Idlewild's 245-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Idlewild, see the exposure-zones guide.