Idledale, CO
Idledale wildfire risk explained
Idledale's 154 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Idledale at the 98th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Idledale: 88.3% of its 154 buildings, versus 11.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Idledale ranks
Idledale scores 99th nationally and 94th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Idledale ranks 412 for wildfire risk (1 is highest) and 26,690 by building count (1 is largest). Within Colorado alone, it ranks 27 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 99th percentile nationally, Idledale carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Idledale
Idledale's 88.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Idledale's figures come from
The methodology guide shows exactly how USFS turned 154 counted buildings into the percentiles shown above for Idledale. The exposure-zones guide covers what Idledale's dominant direct exposure actually means, with real examples from across the dataset.