Ider, AL
Ider wildfire risk explained
Ider's 681 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ider at the 85th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Ider's buildings actually sit
Of Ider's 681 counted buildings, 89.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Ider against the rest of the country
Ider's risk sits at a similar level relative to Alabama (79th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ider ranks 5,943 for wildfire risk (1 is highest) and 14,843 by building count (1 is largest). Within Alabama alone, it ranks 126 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Ider and the insurance market
At the 81st percentile nationally, Ider carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Ider's 89.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ider's figures come from
The methodology guide shows exactly how USFS turned 681 counted buildings into the percentiles shown above for Ider. The exposure-zones guide covers what Ider's dominant direct exposure actually means, with real examples from across the dataset.