Idaville, IN
Idaville wildfire risk explained
Idaville's 386 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Idaville at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 71.2% of Idaville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 28.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Idaville ranks
There's little gap between Idaville's 1st national percentile and its 4th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Idaville ranks 31,330 for wildfire risk (1 is highest) and 19,489 by building count (1 is largest). Within Indiana alone, it ranks 928 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Idaville and the insurance market
Idaville's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 71.2% of Idaville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Idaville's figures come from
Every one of the two percentiles behind Idaville's 31,330-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Idaville's dominant minimal exposure actually means, with real examples from across the dataset.