Idalia, CO
How exposed is Idalia to wildfire?
USFS's Wildfire Risk to Communities model puts Idalia at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 80 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Idalia's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Idalia's building exposure, zone by zone
USFS classifies 92.5% of Idalia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.8% Direct and 3.8% Indirect — a landscape-level risk rather than a building-by-building one.
How Idalia compares
Idalia ranks lower within Colorado (8th percentile statewide) than its 40th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Idalia ranks 19,055 for wildfire risk (1 is highest) and 29,873 by building count (1 is largest). Within Colorado alone, it ranks 434 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Idalia and the insurance market
Idalia's moderate rating (40th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Idalia
Even with 92.5% of Idalia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 80 counted buildings into the percentiles shown above for Idalia. For more on what minimal exposure implies beyond Idalia, see the exposure-zones guide.