Iberia, MO
Iberia, MO's wildfire risk, in USFS's own numbers
USFS scores Iberia at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 501 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Iberia's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Iberia (52.3% of 501 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 47.7% sit in the Direct zone.
Where Iberia ranks
Iberia's 94th-percentile standing inside Missouri outpaces its 77th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Iberia ranks 7,125 for wildfire risk (1 is highest) and 17,337 by building count (1 is largest). Within Missouri alone, it ranks 64 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Iberia
At the 77th percentile nationally, Iberia carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Iberia (52.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 501 counted buildings into the percentiles shown above for Iberia. For more on what indirect exposure implies beyond Iberia, see the exposure-zones guide.