Hymera, IN
How exposed is Hymera to wildfire?
USFS scores Hymera at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 529 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hymera's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
What "at risk" means for the buildings here
Of Hymera's 529 counted buildings, 52.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Hymera compares
Within Indiana, Hymera ranks higher (66th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hymera ranks 27,098 for wildfire risk (1 is highest) and 16,877 by building count (1 is largest). Within Indiana alone, it ranks 328 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 14th national percentile, Hymera rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hymera
With 52.6% of Hymera in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Hymera's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hymera, see the exposure-zones guide.