Hydro, OK
Hydro, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hydro at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 696 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hydro's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Hydro's buildings actually sit
Most of Hydro's buildings (87.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Hydro ranks
Inside Oklahoma, Hydro sits at just the 13th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hydro ranks 8,230 for wildfire risk (1 is highest) and 14,706 by building count (1 is largest). Within Oklahoma alone, it ranks 723 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Hydro and the insurance market
Hydro's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 87.1% of Hydro's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 696 counted buildings into the percentiles shown above for Hydro. For more on what indirect exposure implies beyond Hydro, see the exposure-zones guide.