Hutto, TX
Hutto, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hutto lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 8,400 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hutto at the 53rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hutto's building exposure, zone by zone
Only 15.1% of Hutto's 8,400 buildings carry Direct exposure and 5.1% carry Indirect; the remaining 79.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 8,400 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hutto ranks
Hutto's 55th national percentile looks worse in isolation than its 10th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Hutto ranks 14,136 for wildfire risk (1 is highest) and 1,982 by building count (1 is largest). Within Texas alone, it ranks 1,615 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Hutto
Hutto's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 79.8% of buildings rated Minimal exposure, Hutto gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Hutto's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hutto, see the exposure-zones guide.