Hutchinson, NJ
Hutchinson, NJ's wildfire risk, in USFS's own numbers
USFS scores Hutchinson at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 111 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hutchinson's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Where Hutchinson's buildings actually sit
Of Hutchinson's 111 counted buildings, 88.3% carry Direct exposure and only 6.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Hutchinson ranks
Hutchinson's risk sits at a similar level relative to New Jersey (19th percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hutchinson ranks 23,201 for wildfire risk (1 is highest) and 28,596 by building count (1 is largest). Within New Jersey alone, it ranks 568 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Hutchinson
Hutchinson's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hutchinson
With 88.3% of Hutchinson in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Hutchinson's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hutchinson, see the exposure-zones guide.