Hutchinson, KS
Hutchinson wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hutchinson at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 19,857 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hutchinson at the 86th percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
91.9% of Hutchinson's 19,857 buildings sit in USFS's Minimal exposure zone, with only 6.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 19,857 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hutchinson ranks
Hutchinson's risk sits at a similar level relative to Kansas (89th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hutchinson ranks 3,563 for wildfire risk (1 is highest) and 712 by building count (1 is largest). Within Kansas alone, it ranks 78 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Hutchinson's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 91.9% of buildings rated Minimal exposure, Hutchinson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hutchinson's figures come from
Hutchinson's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hutchinson's dominant minimal exposure actually means, with real examples from across the dataset.