Hutchins, TX
Hutchins, TX's wildfire risk, in USFS's own numbers
Hutchins sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,032 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hutchins at the 62nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
2,032 buildings are counted in Hutchins, and 64.8% of them are Indirect exposure — ember-driven risk rather than the 33.8% in Direct exposure or the 1.4% rated Minimal.
Where Hutchins ranks
Hutchins's 62nd national percentile looks worse in isolation than its 16th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Hutchins ranks 12,145 for wildfire risk (1 is highest) and 7,382 by building count (1 is largest). Within Texas alone, it ranks 1,509 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Hutchins
Hutchins's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hutchins (64.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hutchins's figures come from
Every one of the two percentiles behind Hutchins's 12,145-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hutchins's dominant indirect exposure actually means, with real examples from across the dataset.