Hustonville, KY
Hustonville wildfire risk explained
Hustonville sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 296 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hustonville at the 49th percentile, close to its 46th-percentile risk score.
Hustonville's building exposure, zone by zone
296 buildings are counted in Hustonville, and 84.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hustonville against the rest of the country
Compare Hustonville's two percentiles: 75th within Kentucky, only 46th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hustonville ranks 17,170 for wildfire risk (1 is highest) and 21,730 by building count (1 is largest). Within Kentucky alone, it ranks 141 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Hustonville and the insurance market
Hustonville's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Hustonville's 84.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hustonville's figures come from
Hustonville's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hustonville's dominant direct exposure actually means, with real examples from across the dataset.