Huson, MT
Huson, MT's wildfire risk, in USFS's own numbers
Huson's 139 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huson at the 85th percentile, close to its 85th-percentile risk score.
Where Huson's buildings actually sit
Direct exposure dominates in Huson: 85.6% of its 139 buildings, versus 14.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Huson ranks
Huson's 85th national percentile looks worse in isolation than its 64th ranking inside Montana does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Huson ranks 4,601 for wildfire risk (1 is highest) and 27,336 by building count (1 is largest). Within Montana alone, it ranks 172 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Huson and the insurance market
At the 85th percentile nationally, Huson carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Huson
Because Direct exposure dominates in Huson (85.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 139 counted buildings into the percentiles shown above for Huson. For more on what direct exposure implies beyond Huson, see the exposure-zones guide.