Hurtsboro, AL
How exposed is Hurtsboro to wildfire?
Hurtsboro's 398 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hurtsboro's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
What "at risk" means for the buildings here
Of Hurtsboro's 398 counted buildings, 54.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Hurtsboro compares
Hurtsboro scores 76th nationally and 65th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hurtsboro ranks 7,425 for wildfire risk (1 is highest) and 19,240 by building count (1 is largest). Within Alabama alone, it ranks 209 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Hurtsboro's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Hurtsboro
Because Direct exposure dominates in Hurtsboro (54.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Hurtsboro's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hurtsboro, see the exposure-zones guide.