Hurst, TX
Hurst wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hurst at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 13,216 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hurst at the 56th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hurst's building exposure, zone by zone
Most of Hurst's buildings (88.3% of 13,216) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 13,216 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hurst against the rest of the country
Hurst's 55th national percentile looks worse in isolation than its 10th ranking inside Texas does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Hurst ranks 14,228 for wildfire risk (1 is highest) and 1,156 by building count (1 is largest). Within Texas alone, it ranks 1,617 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Hurst's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hurst
With 88.3% of buildings rated Minimal exposure, Hurst gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Hurst's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hurst, see the exposure-zones guide.