Hurricane, WV
Hurricane wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hurricane at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,032 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hurricane's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Hurricane's building exposure, zone by zone
Most of Hurricane's buildings (88.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Hurricane ranks
Hurricane scores 63rd nationally and 54th within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hurricane ranks 11,710 for wildfire risk (1 is highest) and 5,382 by building count (1 is largest). Within West Virginia alone, it ranks 198 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Hurricane and the insurance market
Hurricane's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hurricane (88.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hurricane's figures come from
Hurricane's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hurricane's dominant indirect exposure actually means, with real examples from across the dataset.