Hurontown, MI
How exposed is Hurontown to wildfire?
USFS's Wildfire Risk to Communities model puts Hurontown at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 145 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hurontown at the 31st percentile, close to its 30th-percentile risk score.
Hurontown's building exposure, zone by zone
Indirect exposure is dominant in Hurontown (96.6% of 145 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 3.5% sit in the Direct zone.
Where Hurontown ranks
Compare Hurontown's two percentiles: 83rd within Michigan, only 30th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hurontown ranks 21,964 for wildfire risk (1 is highest) and 27,080 by building count (1 is largest). Within Michigan alone, it ranks 128 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 30th national percentile, Hurontown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 96.6% of Hurontown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hurontown's figures come from
Hurontown's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hurontown's dominant indirect exposure actually means, with real examples from across the dataset.