Huron, IN
Huron wildfire risk explained
Huron sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 149 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huron at the 24th percentile, close to its 22nd-percentile risk score.
Huron's building exposure, zone by zone
90.6% of Huron's 149 buildings sit in USFS's Direct exposure zone, roughly 135 structures close enough to burnable vegetation for flame contact, not just embers — 9.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Huron against the rest of the country
Compare Huron's two percentiles: 88th within Indiana, only 22nd nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Huron ranks 24,451 for wildfire risk (1 is highest) and 26,909 by building count (1 is largest). Within Indiana alone, it ranks 122 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Huron and the insurance market
Huron's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Huron
With 90.6% of Huron in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Huron's figures come from
Every one of the two percentiles behind Huron's 24,451-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Huron's dominant direct exposure actually means, with real examples from across the dataset.