Hurley, WI
Hurley wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hurley at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,116 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hurley at the 15th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Hurley's buildings actually sit
USFS puts 69.3% of Hurley's 1,116 buildings in the Indirect exposure zone, versus 30.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Hurley against the rest of the country
There's little gap between Hurley's 15th national percentile and its 16th percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hurley ranks 26,839 for wildfire risk (1 is highest) and 11,180 by building count (1 is largest). Within Wisconsin alone, it ranks 675 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Hurley
At the 15th national percentile, Hurley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Hurley's 69.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Hurley's figures come from
The methodology guide shows exactly how USFS turned 1,116 counted buildings into the percentiles shown above for Hurley. The exposure-zones guide covers what Hurley's dominant indirect exposure actually means, with real examples from across the dataset.