Hurley, NM
How exposed is Hurley to wildfire?
USFS scores Hurley at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 914 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hurley's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where Hurley's buildings actually sit
97.5% of Hurley's 914 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 2.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Hurley against the rest of the country
Hurley ranks lower within New Mexico (29th percentile statewide) than its 59th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hurley ranks 12,808 for wildfire risk (1 is highest) and 12,606 by building count (1 is largest). Within New Mexico alone, it ranks 350 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Hurley
Hurley's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 97.5% of Hurley's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hurley's figures come from
Hurley's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hurley's dominant indirect exposure actually means, with real examples from across the dataset.