Hurlburt Field, FL
Hurlburt Field wildfire risk explained
Out of every US place USFS scores, Hurlburt Field lands at the 87th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 955 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hurlburt Field's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
What "at risk" means for the buildings here
USFS puts 81.4% of Hurlburt Field's 955 buildings in the Indirect exposure zone, versus 17.9% Direct and 0.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Hurlburt Field compares
Inside Florida, Hurlburt Field sits at just the 72nd percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hurlburt Field ranks 4,060 for wildfire risk (1 is highest) and 12,270 by building count (1 is largest). Within Florida alone, it ranks 269 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Hurlburt Field and the insurance market
Hurlburt Field's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 81.4% of Hurlburt Field's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hurlburt Field's figures come from
Hurlburt Field's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hurlburt Field's dominant indirect exposure actually means, with real examples from across the dataset.