Hurdsfield, ND
Hurdsfield wildfire risk explained
Out of every US place USFS scores, Hurdsfield lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 120 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hurdsfield at the 24th percentile, close to its 27th-percentile risk score.
Where Hurdsfield's buildings actually sit
USFS classifies 52.5% of Hurdsfield's buildings as Direct exposure, higher than its 0% Indirect share and far above its 47.5% Minimal share — a profile where 63 structures sit close enough to vegetation that lot clearing matters most.
Hurdsfield against the rest of the country
Inside North Dakota, Hurdsfield sits at just the 10th percentile even though it scores 27th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hurdsfield ranks 22,947 for wildfire risk (1 is highest) and 28,158 by building count (1 is largest). Within North Dakota alone, it ranks 361 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Hurdsfield's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 52.5% of Hurdsfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hurdsfield's 22,947-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hurdsfield, see the exposure-zones guide.