Huntsville, UT
How exposed is Huntsville to wildfire?
Huntsville's 498 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huntsville at the 89th percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
93.2% of Huntsville's 498 buildings sit in USFS's Direct exposure zone, roughly 464 structures close enough to burnable vegetation for flame contact, not just embers — 6.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Huntsville against the rest of the country
Huntsville ranks lower within Utah (59th percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Huntsville ranks 2,942 for wildfire risk (1 is highest) and 17,397 by building count (1 is largest). Within Utah alone, it ranks 134 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 91st percentile nationally, Huntsville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Huntsville's 93.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Huntsville's figures come from
The methodology guide shows exactly how USFS turned 498 counted buildings into the percentiles shown above for Huntsville. The exposure-zones guide covers what Huntsville's dominant direct exposure actually means, with real examples from across the dataset.