Huntsville, MO
Huntsville, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Huntsville at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 941 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huntsville at the 66th percentile, close to its 64th-percentile risk score.
What "at risk" means for the buildings here
Of Huntsville's 941 counted buildings, 54.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Huntsville against the rest of the country
Huntsville's risk sits at a similar level relative to Missouri (66th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Huntsville ranks 11,381 for wildfire risk (1 is highest) and 12,381 by building count (1 is largest). Within Missouri alone, it ranks 359 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Huntsville's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Huntsville
With 54.8% of Huntsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Huntsville's figures come from
The methodology guide shows exactly how USFS turned 941 counted buildings into the percentiles shown above for Huntsville. The exposure-zones guide covers what Huntsville's dominant direct exposure actually means, with real examples from across the dataset.