Huntington Woods, MI
Huntington Woods wildfire risk explained
USFS's Wildfire Risk to Communities model puts Huntington Woods at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,746 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Huntington Woods's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
94.3% of Huntington Woods's 3,746 buildings sit in USFS's Minimal exposure zone, with only 5.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Huntington Woods ranks
There's little gap between Huntington Woods's 4th national percentile and its 7th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Huntington Woods ranks 30,360 for wildfire risk (1 is highest) and 4,478 by building count (1 is largest). Within Michigan alone, it ranks 692 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Huntington Woods's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Huntington Woods's 94.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Huntington Woods's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Huntington Woods, see the exposure-zones guide.