Huntington, IN
Huntington wildfire risk explained
Huntington sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 8,064 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huntington at the 8th percentile, close to its 8th-percentile risk score.
What "at risk" means for the buildings here
76.5% of Huntington's 8,064 buildings sit in USFS's Minimal exposure zone, with only 12.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 8,064 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Huntington compares
Within Indiana, Huntington ranks higher (49th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Huntington ranks 29,053 for wildfire risk (1 is highest) and 2,082 by building count (1 is largest). Within Indiana alone, it ranks 497 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Huntington's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Huntington
Even with 76.5% of Huntington outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,064 counted buildings into the percentiles shown above for Huntington. For more on what minimal exposure implies beyond Huntington, see the exposure-zones guide.