Huntersville, WV
Huntersville, WV's wildfire risk, in USFS's own numbers
USFS scores Huntersville at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 119 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Huntersville at the 74th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Huntersville's buildings actually sit
Direct exposure dominates in Huntersville: 89.9% of its 119 buildings, versus 10.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Huntersville ranks
There's little gap between Huntersville's 75th national percentile and its 69th percentile inside West Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Huntersville ranks 7,769 for wildfire risk (1 is highest) and 28,225 by building count (1 is largest). Within West Virginia alone, it ranks 134 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
Huntersville's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Huntersville (89.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 119 counted buildings into the percentiles shown above for Huntersville. For more on what direct exposure implies beyond Huntersville, see the exposure-zones guide.