Hunter, OK
How exposed is Hunter to wildfire?
USFS's Wildfire Risk to Communities model puts Hunter at the 16th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 158 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hunter's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Hunter's buildings actually sit
Hunter rates 75.3% Minimal exposure against just 24.7% Direct and 0% Indirect — of 158 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Hunter compares
Hunter's 16th national percentile looks worse in isolation than its 0th ranking inside Oklahoma does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Hunter ranks 26,387 for wildfire risk (1 is highest) and 26,543 by building count (1 is largest). Within Oklahoma alone, it ranks 831 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Hunter's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Hunter's 75.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hunter's figures come from
The methodology guide shows exactly how USFS turned 158 counted buildings into the percentiles shown above for Hunter. The exposure-zones guide covers what Hunter's dominant minimal exposure actually means, with real examples from across the dataset.