Hunter Creek, AZ
Hunter Creek wildfire risk explained
Out of every US place USFS scores, Hunter Creek lands at the 100th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 114 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hunter Creek at the 100th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hunter Creek's buildings actually sit
USFS classifies 99.1% of Hunter Creek's buildings as Direct exposure, higher than its 0.9% Indirect share and far above its 0% Minimal share — a profile where 113 structures sit close enough to vegetation that lot clearing matters most.
How Hunter Creek compares
There's little gap between Hunter Creek's 100th national percentile and its 100th percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hunter Creek ranks 18 for wildfire risk (1 is highest) and 28,437 by building count (1 is largest). Within Arizona alone, it ranks 2 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 100th percentile nationally, Hunter Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hunter Creek
With 99.1% of Hunter Creek in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Hunter Creek's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hunter Creek, see the exposure-zones guide.