Hunnewell, MO
Hunnewell wildfire risk explained
Out of every US place USFS scores, Hunnewell lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 161 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hunnewell's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
What "at risk" means for the buildings here
Most of Hunnewell's buildings (70.8% of 161) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Hunnewell compares
Inside Missouri, Hunnewell sits at just the 29th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hunnewell ranks 16,327 for wildfire risk (1 is highest) and 26,391 by building count (1 is largest). Within Missouri alone, it ranks 751 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Hunnewell and the insurance market
At the 48th national percentile, Hunnewell rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 70.8% of Hunnewell outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Hunnewell's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hunnewell, see the exposure-zones guide.