Hunker, PA
Hunker wildfire risk explained
Hunker's 193 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hunker at the 32nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 62.7% of Hunker's 193 buildings in the Indirect exposure zone, versus 37.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Hunker ranks
There's little gap between Hunker's 31st national percentile and its 40th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hunker ranks 21,819 for wildfire risk (1 is highest) and 25,132 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,195 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Hunker and the insurance market
At the 31st national percentile, Hunker rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Hunker's 62.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Hunker's figures come from
The methodology guide shows exactly how USFS turned 193 counted buildings into the percentiles shown above for Hunker. The exposure-zones guide covers what Hunker's dominant indirect exposure actually means, with real examples from across the dataset.