Hungry Horse, MT
Hungry Horse wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hungry Horse at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 687 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hungry Horse's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Hungry Horse's building exposure, zone by zone
687 buildings are counted in Hungry Horse, and 58.1% of them are Indirect exposure — ember-driven risk rather than the 41.2% in Direct exposure or the 0.7% rated Minimal.
Where Hungry Horse ranks
Hungry Horse's risk sits at a similar level relative to Montana (95th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hungry Horse ranks 851 for wildfire risk (1 is highest) and 14,798 by building count (1 is largest). Within Montana alone, it ranks 24 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Hungry Horse
Hungry Horse's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Hungry Horse
Hungry Horse's 58.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 687 counted buildings into the percentiles shown above for Hungry Horse. For more on what indirect exposure implies beyond Hungry Horse, see the exposure-zones guide.