Hungerford, TX
Hungerford wildfire risk explained
Out of every US place USFS scores, Hungerford lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 332 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hungerford's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
What "at risk" means for the buildings here
Of Hungerford's 332 counted buildings, 59.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Hungerford ranks
Hungerford's 68th national percentile looks worse in isolation than its 27th ranking inside Texas does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Hungerford ranks 9,972 for wildfire risk (1 is highest) and 20,777 by building count (1 is largest). Within Texas alone, it ranks 1,306 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Hungerford
At the 68th percentile nationally, Hungerford carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Hungerford (59.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Hungerford's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Hungerford, see the exposure-zones guide.