Humptulips, WA
Humptulips wildfire risk explained
USFS scores Humptulips at the 16th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 203 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Humptulips at the 16th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
203 buildings are counted in Humptulips, and 91.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Humptulips against the rest of the country
Humptulips scores 16th nationally and 21st within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Humptulips ranks 26,616 for wildfire risk (1 is highest) and 24,753 by building count (1 is largest). Within Washington alone, it ranks 499 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Humptulips and the insurance market
Humptulips's low rating (16th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Humptulips
Humptulips's 91.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 203 counted buildings into the percentiles shown above for Humptulips. For more on what direct exposure implies beyond Humptulips, see the exposure-zones guide.