Humphreys, MO
How exposed is Humphreys to wildfire?
USFS's Wildfire Risk to Communities model puts Humphreys at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 98 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Humphreys's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
What "at risk" means for the buildings here
Most of Humphreys's buildings (54.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Humphreys compares
Humphreys scores 67th nationally and 73rd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Humphreys ranks 10,495 for wildfire risk (1 is highest) and 29,131 by building count (1 is largest). Within Missouri alone, it ranks 280 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Humphreys
Humphreys's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 54.1% of Humphreys's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 98 counted buildings into the percentiles shown above for Humphreys. For more on what indirect exposure implies beyond Humphreys, see the exposure-zones guide.