Hummelstown, PA
Hummelstown, PA's wildfire risk, in USFS's own numbers
Hummelstown's 2,005 buildings earn a 28th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hummelstown at the 28th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
2,005 buildings are counted in Hummelstown, and 91.2% of them are Indirect exposure — ember-driven risk rather than the 6.5% in Direct exposure or the 2.3% rated Minimal.
Hummelstown against the rest of the country
Hummelstown's risk sits at a similar level relative to Pennsylvania (34th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hummelstown ranks 22,730 for wildfire risk (1 is highest) and 7,462 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,309 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Hummelstown and the insurance market
At the 28th national percentile, Hummelstown rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 91.2% of Hummelstown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hummelstown's 22,730-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hummelstown, see the exposure-zones guide.