Hume, MO
Hume wildfire risk explained
Hume sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 253 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hume's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Where Hume's buildings actually sit
Direct exposure dominates in Hume: 57.3% of its 253 buildings, versus 42.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hume compares
There's little gap between Hume's 63rd national percentile and its 63rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hume ranks 11,691 for wildfire risk (1 is highest) and 23,045 by building count (1 is largest). Within Missouri alone, it ranks 391 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Hume
Hume's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Hume's 57.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Hume's 11,691-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hume, see the exposure-zones guide.