Humboldt River Ranch, NV
How exposed is Humboldt River Ranch to wildfire?
Out of every US place USFS scores, Humboldt River Ranch lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 218 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Humboldt River Ranch at the 96th percentile, close to its 96th-percentile risk score.
Humboldt River Ranch's building exposure, zone by zone
Of Humboldt River Ranch's 218 counted buildings, 96.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Humboldt River Ranch compares
Inside Nevada, Humboldt River Ranch sits at just the 58th percentile even though it scores 96th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Humboldt River Ranch ranks 1,171 for wildfire risk (1 is highest) and 24,207 by building count (1 is largest). Within Nevada alone, it ranks 51 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Humboldt River Ranch and the insurance market
Humboldt River Ranch's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 96.8% of Humboldt River Ranch in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Humboldt River Ranch's figures come from
The methodology guide shows exactly how USFS turned 218 counted buildings into the percentiles shown above for Humboldt River Ranch. The exposure-zones guide covers what Humboldt River Ranch's dominant direct exposure actually means, with real examples from across the dataset.