Humansville, MO
Humansville wildfire risk explained
USFS scores Humansville at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 616 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Humansville at the 80th percentile, close to its 78th-percentile risk score.
Humansville's building exposure, zone by zone
73.5% of Humansville's 616 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Humansville ranks
Humansville's 95th-percentile standing inside Missouri outpaces its 78th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Humansville ranks 6,899 for wildfire risk (1 is highest) and 15,620 by building count (1 is largest). Within Missouri alone, it ranks 53 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Humansville
At the 78th percentile nationally, Humansville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Humansville
Because 73.5% of Humansville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Humansville's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Humansville, see the exposure-zones guide.