Hulbert, OK
Hulbert, OK's wildfire risk, in USFS's own numbers
Hulbert's 340 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hulbert at the 97th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 66.5% of Hulbert's buildings as Direct exposure, higher than its 33.5% Indirect share and far above its 0% Minimal share — a profile where 226 structures sit close enough to vegetation that lot clearing matters most.
Where Hulbert ranks
Hulbert scores 96th nationally and 84th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hulbert ranks 1,328 for wildfire risk (1 is highest) and 20,583 by building count (1 is largest). Within Oklahoma alone, it ranks 131 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Hulbert
Hulbert's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Hulbert's 66.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hulbert's figures come from
Every one of the two percentiles behind Hulbert's 1,328-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hulbert's dominant direct exposure actually means, with real examples from across the dataset.