Hugo, CO
Hugo, CO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hugo at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 619 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hugo at the 63rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hugo's building exposure, zone by zone
USFS puts 88.9% of Hugo's 619 buildings in the Indirect exposure zone, versus 11.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Hugo compares
Hugo ranks lower within Colorado (30th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hugo ranks 11,304 for wildfire risk (1 is highest) and 15,567 by building count (1 is largest). Within Colorado alone, it ranks 329 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Hugo's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Hugo
With ember exposure the dominant pattern in Hugo (88.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Hugo's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Hugo, see the exposure-zones guide.