Hughestown, PA
How exposed is Hughestown to wildfire?
Hughestown sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 722 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hughestown at the 28th percentile, close to its 29th-percentile risk score.
Hughestown's building exposure, zone by zone
88.5% of Hughestown's 722 buildings sit in USFS's Minimal exposure zone, with only 9.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hughestown against the rest of the country
There's little gap between Hughestown's 29th national percentile and its 35th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hughestown ranks 22,483 for wildfire risk (1 is highest) and 14,429 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,286 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Hughestown's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 88.5% of buildings rated Minimal exposure, Hughestown gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hughestown's figures come from
The methodology guide shows exactly how USFS turned 722 counted buildings into the percentiles shown above for Hughestown. The exposure-zones guide covers what Hughestown's dominant minimal exposure actually means, with real examples from across the dataset.