Hughes, AR
How exposed is Hughes to wildfire?
USFS's Wildfire Risk to Communities model puts Hughes at the 8th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 721 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hughes's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Where Hughes's buildings actually sit
Hughes rates 84.9% Minimal exposure against just 15.1% Direct and 0% Indirect — of 721 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Hughes ranks
There's little gap between Hughes's 8th national percentile and its 4th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hughes ranks 28,923 for wildfire risk (1 is highest) and 14,432 by building count (1 is largest). Within Arkansas alone, it ranks 587 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Hughes's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 84.9% of Hughes outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 721 counted buildings into the percentiles shown above for Hughes. For more on what minimal exposure implies beyond Hughes, see the exposure-zones guide.