Hudson, WI
How exposed is Hudson to wildfire?
USFS scores Hudson at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 6,641 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hudson at the 38th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hudson's buildings actually sit
6,641 buildings are counted in Hudson, and 63.7% of them are Indirect exposure — ember-driven risk rather than the 15.5% in Direct exposure or the 20.8% rated Minimal. At 6,641 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hudson ranks
Compare Hudson's two percentiles: 85th within Wisconsin, only 37th nationally — a gap of 49 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hudson ranks 20,028 for wildfire risk (1 is highest) and 2,607 by building count (1 is largest). Within Wisconsin alone, it ranks 118 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Hudson's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hudson
With ember exposure the dominant pattern in Hudson (63.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Hudson's 20,028-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hudson, see the exposure-zones guide.