Hudson, TX
Hudson, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hudson at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,356 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hudson at the 74th percentile, close to its 73rd-percentile risk score.
What "at risk" means for the buildings here
Of Hudson's 2,356 counted buildings, 71.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Hudson against the rest of the country
Inside Texas, Hudson sits at just the 39th percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hudson ranks 8,521 for wildfire risk (1 is highest) and 6,597 by building count (1 is largest). Within Texas alone, it ranks 1,091 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Hudson's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Hudson
Hudson's 71.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Hudson's 8,521-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hudson, see the exposure-zones guide.