Hudson, NY
Hudson wildfire risk explained
USFS scores Hudson at the 21st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 2,193 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hudson's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
94.3% of Hudson's 2,193 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 5.7% Direct and 0.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Hudson ranks
Hudson's 46th-percentile standing inside New York outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hudson ranks 24,902 for wildfire risk (1 is highest) and 6,950 by building count (1 is largest). Within New York alone, it ranks 694 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Hudson and the insurance market
Hudson's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hudson (94.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hudson's figures come from
Every one of the two percentiles behind Hudson's 24,902-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hudson's dominant indirect exposure actually means, with real examples from across the dataset.