Hudson, NH
Hudson wildfire risk explained
Hudson's 2,600 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hudson at the 25th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Hudson's buildings (50.8% of 2,600) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Hudson compares
Within New Hampshire, Hudson ranks higher (92nd percentile) than it does nationally (30th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hudson ranks 22,190 for wildfire risk (1 is highest) and 6,098 by building count (1 is largest). Within New Hampshire alone, it ranks 9 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Shopping for coverage in Hudson
Hudson's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 50.8% of Hudson outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,600 counted buildings into the percentiles shown above for Hudson. For more on what minimal exposure implies beyond Hudson, see the exposure-zones guide.