Hudson, MI
Hudson, MI's wildfire risk, in USFS's own numbers
USFS scores Hudson at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,221 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hudson's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Hudson's building exposure, zone by zone
USFS classifies 79.5% of Hudson's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Hudson ranks
Compare Hudson's two percentiles: 28th within Michigan, only 9th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hudson ranks 28,717 for wildfire risk (1 is highest) and 10,529 by building count (1 is largest). Within Michigan alone, it ranks 539 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Hudson
At the 9th national percentile, Hudson rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Hudson's 79.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hudson's figures come from
The methodology guide shows exactly how USFS turned 1,221 counted buildings into the percentiles shown above for Hudson. The exposure-zones guide covers what Hudson's dominant minimal exposure actually means, with real examples from across the dataset.